Yes,you are giving the average U.S. house living area !
But it is important : real economy with his limitations to compare with the " fak-/ing/-ed-/e society individuals "
And there are everywhere "constitutional rights" and " constitutional obligations" WRITTEN !
Called SOZIALGESETZESBUECHER in German/-y, the modern BIBLES as LAW/ORDER/EXEKUTION -LITERATURE
For judges,lawyers, economists and all others !
Following the U.S. "Monolith Dome Institute" in the U. S. A. builded houses 95% by wood-frame construction ! The restly 5% mainly stone/seel buildings in the cities their center !
Following a german construction engineer his technological method ( also as "Bausachverstaendiger/-Gutachter working),approved and realized as
www.bhb.sbg.at. project
each sqm living area wood-frame house,included bath and kitchen,constructable for 50 Euros/sqm living area :
3600 Euros/74 sqm canadian block house style building/home ( all inclusive)
I compare this for example with the "grand cabin" and " plywood cabin" plan project costs :
http://www.butlerprojects.com/Then,after "Richtfest/topping-out ceremony" begins the book value economical " Abschreibung-fuer-Abnutzung "
by given quotes and we get the acual market value from the house :
U. S. house market value : 1200 -2400 sft ~ 112- 224 sqm x 50 EUROS = 5600- 11200 EUROS new(Richtfest-Tag)
estimating average house age with 20 years = AfA book-value accumulated reduction quote -75% ( progressive instead linear calculation because the U.S. is strong credit market and patent time limit dependant)
So the U.S. american wood-frame house market book-value : 1400 - 2800 EUROS or by 1,1€/$ ratio
1540 - 3080 US$
This is by classical economy now the " Kreditbemessungsgrundlage" = creditbase-line to calculate
The Federation of American Scientists social standart house living area level for U. S. A. homes are 78 sqm~ 839 sft = expanded family
https://fas.org/programs/energy/btech/index.html So we have to take the "1540 USD-value" 1200 sft which are over 839 sqf academical and economical social standart !
the several market liquidity rating classes = " Kreditbeleihungswert" :
1.Rang : prime tax rate class 1540 US$ x economy factor 0,36 = 555 US$ 60%x60% used object
2.Rang : sub-prime= risc tax class. 1540 US$ x economy factor 0,48 = 740 US$ 60%x80% used object
by classical finance system rules/laws/orders: no more price/book-value part creditable. !
The rest part is from economy view : capital unsecured.
Soon in the 2. Class there is a capital-lost RISC tax to pay!
One hidden falling value risc :
following the " 2 generations family ideal = 4 members" parents+ male and female childs
and by this "social ideal"
comparing the FAS.org social living space for " expanded family" in the U.S.: 78 sqm
we get by 112 sqm/ 78 sqm a percentual over-capacity of 43,5%, by 224/78 sqm ratio of 187% over-capacity !
This overcapacity ratio now to the King-Davenant" market action/reaction" demand law +++/0/- - - scale
https://www.jstor.org/stable/1884813?seq=1When 10% physical over-capacity = -30% psychological value
and 20% physical over-capacity = -80%. psychological value
by 43,5 and 187% overcapacity we get "down under zero" values !
Demolition potential !
Comparing with social-academical values 4x 7 sqm microcompacthome
http://www.microcompacthome.com/concipated by Professors/Docents from the NL and Germany ( also for the U.S.A
)for a " ideal familiy living space/area" we get 112/28 sqm and 224/28 sqm ratios :
Between 300 % and 700% physical over-capacity ratio in a moving U.S.- Confederation with many bungalow-/trailer-parcs. !
Money and credits are 100% psychological instruments !
But also Psychology is only an observeable and 24/365 controleable " - Logy"!
SOCIAL INDEXATION is not an individuals restriction,each one can invest his cash money in his own wished capacity ratio and with roofs painted with pure gold ,but SOCIAL INDEXATION is an ABSOLUTE CREDIT-MARKET RESTRICTION ,this global !
WHAT IS NOT CREDITABLE AND CREDITWORTH BY CLASSICAL ECONOMY RULES/LAWS/ORDERS :
TITLES as individuals and temporal RIGHTS( Patent,Product-Names,profession diploma )
WORK : the humans their time
GLOBAL CREDIT ECONOMY VALUES ARE TIME-NEUTRAL AND TIME-INDEPENDENT
WORK IS TO PAID : PRONTO PAGAMENTO/IN SITU/CASH
TITLES MAKES PART FROM THE TRANSFORMED MATERIAL VALUE
mors,mortem latin ~ english the death german : der Tod =
A-mort-isation/A-mort-izing fuer Abnutzung/Use = economical controled and calculated extinction
I hope nobody thought that " amor (-tize)~ love" would be meant so not amor-tizing but a-mort-izing to speak
Over-capacity and unused capacity and a-mort-ized book-value zero in german language : totes Capital/Kapital
SUBSTANZ=Material -WERT-Wirtschaft + WIRTSCHAFTLICHKEITS-GEBOT = SCHULDENDECKEL
Probably some U.S. americans do now understand and compare the "down 60% U.S. citizens" 1000 USD max. liquidity level
https://www.wiwo.de/politik/ausland/geschroepfte-leistungstraeger-us-mittelschicht-tuechtig-aber-ziemlich-mittellos-/25113182.htmlhttps://translate.google.com/translate?hl=de&sl=de&tl=en&u=https%3A%2F%2Fwww.wiwo.de%2Fpolitik%2Fausland%2Fgeschroepfte-leistungstraeger-us-mittelschicht-tuechtig-aber-ziemlich-mittellos-%2F25113182.html"Bankrate" consults is U. S. American not German !
https://www.bankrate.com/In Germany we have similar orgs like "creditreform" and Schufa,credit-market observers and household rating agencies !
$ is the designed symbol from the historical european currency and phonetical written KarlV- Silber-Thaler
which became in the european (ex-) north american colonies ,today U. S. A. /Canada,the common currency
Other ex-colonies : Australia, New-Zealand, Hongkong, Singapore with S-Thaler currency
german spoken : TALER in the U.S. anglo-phonetical modified to "Dol(l)ar"
My economy calculations and classical economy rules/laws/orders are "Bretton Woods"- decisions neutral :
Instead silver/gold-/petro- parity we can use each other kind of material as " parity flatrate"
but ever with and by the same global calculaton/evaluation method/matrix
silver-parity-standart based :
we remark 37 nominal paper-credit Junk-Dol(l)ars ~ 1liquid money parity = coin $
Paper-/Plastics-Notes= Wechsel /Schuldverschreibung/Anleihe/Obligation = Credit
Shares from companies/ funds ~ today only more unsecured credit- level
In Credit-Note-Banks I anymore trust 1:1 Only in coin(material-value)-parity economy ratio ~ 37:1
$ and £ and € and ¥ and other : only liquid = in parity
And we will not get a global Marshall III - plan economy but I think a global "( green )Morgenthau plan" economy
https://de.m.wikipedia.org/wiki/Morgenthau-Plan as global"green deal" project
All the given numbers in my posts are official and public GOs and NGOs numbers or from academical /scentifical books literature
Instead credere and credibilitare I like more scire/experimentare and approbare and finally
the stage
quis erat demonstrandum cum laudatio
Not following the written limitations could become dangerous, but remarking the U. S. american print book
TIME LIFE "PLANTS": 300 MILLIONS EARTH habitants as extensive living limit
from actually 8,5 billions to 5,4,3,2,1 and later < 1 billion human habitants we have to see and feel the CHANGE :
"BACK TO PARADISE"
Anno Domini 1500 poste Cristi : earth habitants number. : 300 Millions individuals
2 habitants per square kilometer : 300 Mio habitants/150 Mio sqkm land area
I do not like great cities/metropoles/capitals and I do not need great cities/metropoles/capitals in my/our future project
I LIKE SILENCE AND NO-MOVING
And I am tolerant : if somebody wants to crash with 500 Km- h against a wall I let him/her/it
8,5 Billions -1 idiot less = BACK TO PARADIES/PARAISO- SUCCESS
GARTEN-GESELLSCHAFT-KULTUR is a TREND with global TENDENCY
"Upps" some "experts" possibly thinks : the building value calculation is right. !
BUT I DO FORGET THE GROUND VALUE. !
I do never forget the "ground value" : economical by classical rules/laws/orders :
CREDITABLE GROUND VALUE MAX. /MIN. LIMIT : ZERO CREDIT = ZERO $/£/¥/€
GROUND = ZERO.
social credit as society finance instrument only for bewegliche/moveable Gueter/goods
1 EURO in ITALY and elsewhere in our PARADIES -globe will become normal
https://www.google.com/search?q=italia+1%E2%82%AC+terrain&ie=utf-8&oe=utf-8&client=firefox-b-mA SLOGAN WITH HIGH ETHICAL PREVIEW by GORE-TEX : NO NAMES, NO TITLES, NO RANKS
JUSTITIA AND HER DECISION LIBERTY
